b'SOCIAL SECURITY FAIRNESS ACT On January 5, 2025, President Biden signed into law the Social Security Fairness Act of 2023 (H.R. 82), which repeals two long-standing federal laws: the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO). These provisions reduced Social Security payments for recipients of other benefits such as a pension from state or local government, impacting over three million individuals, including some LAFPP retirees and beneficiaries. In late February 2025, the Social Security Administration (SSA) began to pay retroactive benefits (retroactive to January 2024) to people previously affected by the WEP and GPO.WHAT ARE WEP AND GPO? WEPandGPOwerefederallawsthatreducedSocial GPO: This provision applied to individuals who quali-Security benefits for individuals who also receive a pensionfy for spousal Social Security benefits and also earnfrom work not covered by Social Security, such as City ofapensionfromnon-coveredemployment.TheGPOLos Angeles employees.reduced benefits up to a certain amount, often eliminat- WEP: This provision affected individuals who qualify for ing the spousal benefit entirely.Social Security benefits through other jobs covered by Please note that this change DOES NOT IMPACT your Social Security but also earn a pension from non-cov- benefits received from LAFPP. ered employment (e.g., LAFPP members). Under WEP,Social Security benefits were typically reduced by about50%, although they could not be reduced to zero.What Should You Do?For specific questions about how the repeal will impact your individual Social Security benefits, it is recommended to contact the SSA directly. Visit www.ssa.gov/benefits/retirement/social-security-fairness-act.html to learn more.6 PENSION PERSPECTIVES'