Didn’t find what you were looking for?<br>
<a href="/about/contact-us">Leave us Feedback</a>


<p>The Cost-of-Living Adjustment (COLA) is 3.1% for 2025 and was approved by the Board of Fire and Police Pension Commissioners on April 3, 2025. The COLA will be effective July 1, 2025, and all eligible pensioners and Deferred Retirement Option Plan (DROP) participants will receive an increase beginning with the pension payment/DROP account deposit dated July 31, 2025. For new pensioners and DROP entrants in Tiers 3-6, the first year’s COLA is prorated based on the number of complete months since the pension effective date. Therefore, these members may not receive the full 3.0%.</p>



<ul>
<li>Tiers 1 &amp;&nbsp;2 retirees and beneficiaries will receive 3.1%.&nbsp; Tier 2 DROP participants will receive 3.0%.</li>



<li>Tiers 3 &amp;&nbsp;4 retirees, beneficiaries, and DROP participants will&nbsp;receive&nbsp;up to 3.0%.&nbsp;</li>



<li>Tiers 5 &amp;&nbsp;6 retirees, beneficiaries, and DROP&nbsp;participants will receive&nbsp;up to 3.0% and&nbsp;the remaining 0.1% will be stored in the COLA bank*, which can be applied in&nbsp;future years when the CPI is below 3%.&nbsp;</li>
</ul>



<p></p>



<p><strong>*Must have retired or entered DROP with a pension effective date prior to June 2, 2025, in order to have an available COLA bank balance.</strong></p>



<div class="wp-block-advgb-accordions advgb-accordions-58c39952-b429-486f-9022-9c4635c9d8da advgb-accordion-wrapper">
<div class="wp-block-advgb-accordion-item advgb-accordion-item" style="margin-bottom:15px"><div class="advgb-accordion-header" style="background-color:#000;color:#eee;border-style:solid;border-width:1px;border-radius:2px"><span class="advgb-accordion-header-icon"><svg fill="#fff" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><path fill="none" d="M0,0h24v24H0V0z"></path><path d="M12,5.83L15.17,9l1.41-1.41L12,3L7.41,7.59L8.83,9L12,5.83z M12,18.17L8.83,15l-1.41,1.41L12,21l4.59-4.59L15.17,15 L12,18.17z"></path></svg></span><h4 class="advgb-accordion-header-title" style="color:inherit">Consumer Price Index/Bureau of Labor Statistics</h4></div><div class="advgb-accordion-body" style="border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important">
<p>The COLA is based on the annual change in the Consumer Price Index (CPI) as published by the U.S. Bureau of Labor Statistics (BLS). Pursuant to the City of Los Angeles Charter/Administrative Code, the 2025 COLA was calculated based on the Los Angeles-Long Beach-Anaheim area using a 12-month period from March 2024 through February 2025.</p>
</div></div>



<div class="wp-block-advgb-accordion-item advgb-accordion-item" style="margin-bottom:15px"><div class="advgb-accordion-header" style="background-color:#000;color:#eee;border-style:solid;border-width:1px;border-radius:2px"><span class="advgb-accordion-header-icon"><svg fill="#fff" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><path fill="none" d="M0,0h24v24H0V0z"></path><path d="M12,5.83L15.17,9l1.41-1.41L12,3L7.41,7.59L8.83,9L12,5.83z M12,18.17L8.83,15l-1.41,1.41L12,21l4.59-4.59L15.17,15 L12,18.17z"></path></svg></span><h4 class="advgb-accordion-header-title" style="color:inherit">How does this affect LAFPP Pensioners?</h4></div><div class="advgb-accordion-body" style="border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important">
<p>This is an example of how a monthly pension benefit of $6,000 would be affected by this year’s COLA of 3.1%:&nbsp;&nbsp;</p>



<p><strong>For Tiers 1 – 2&nbsp;</strong></p>



<p>If 3.1% of $6,000 = $186.00</p>



<p>($6,000 x 0.031)&nbsp;($6,000 + $186.00)&nbsp;</p>



<p>Then the monthly pension benefit increases to $6,186.00&nbsp;</p>



<p></p>



<p><strong>For Tiers 3&nbsp;&#8211; 6&nbsp;</strong></p>



<p>If 3.0% of $6,000 = $180.00&nbsp;</p>



<p>($6,000 x 0.030)&nbsp;($6,000 + $180.00)&nbsp;</p>



<p>Then the monthly pension benefit increases to $6,180.00&nbsp;</p>



<p></p>



<p></p>
</div></div>



<div class="wp-block-advgb-accordion-item advgb-accordion-item" style="margin-bottom:15px"><div class="advgb-accordion-header" style="background-color:#000;color:#eee;border-style:solid;border-width:1px;border-radius:2px"><span class="advgb-accordion-header-icon"><svg fill="#fff" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><path fill="none" d="M0,0h24v24H0V0z"></path><path d="M12,5.83L15.17,9l1.41-1.41L12,3L7.41,7.59L8.83,9L12,5.83z M12,18.17L8.83,15l-1.41,1.41L12,21l4.59-4.59L15.17,15 L12,18.17z"></path></svg></span><h4 class="advgb-accordion-header-title" style="color:inherit">Questions?</h4></div><div class="advgb-accordion-body" style="border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important">
<p>For questions regarding the COLA, please contact the Retirement Services Section at <a href="tel:(213) 279-3125">(213) 279-3125</a>, (844) 88-LAFPP, ext. 3125, or via email at <a href="mailto:RS@lafpp.com?subject=COLA%20Inquiry">RS@lafpp.com</a>.&nbsp;&nbsp;</p>



<p>For detailed information on the calculation of the CPI, please visit the BLS website at <a href="http://www.bls.gov/cpi/" target="_blank" rel="noreferrer noopener" class="broken_link">www.bls.gov/cpi</a> or call <a href="tel:(202) 691-7000">(202) 691-7000</a>.&nbsp;</p>
</div></div>
</div>


2025 Cost of Living Adjustment is 3.1%

May 2025

April 2025

March 2025

February 2025

September 2025

January 2025

August 2025

July 2025

June 2025

December 2025

November 2025

October 2025

City Services

City Directory